At Urban Money, we take your privacy seriously and are committed to protecting the personal information you provide to us. This Privacy Policy outlines how we collect, use, and safeguard your information when you use our services.
1. Information We Collect
We may collect and process the following information about you:
- Personal Information: Name, email address, phone number, mailing address, financial details, and other information you provide when filling out forms on our website.
- Loan Application Data: Information you provide when applying for a loan, such as income details, employment status, credit history, and documentation required for loan processing.
- Usage Data: Information about your interaction with our website, such as IP address, browser type, and pages visited, to improve user experience.
- Cookies: Small text files that store information about your preferences on our website. You can disable cookies in your browser settings, but this may affect your experience on our site.
2. How We Use Your Information
We use your personal information to:
- Process your loan applications and communicate with you regarding your application status.
- Provide personalized loan advice and product recommendations.
- Improve our website’s functionality and user experience.
- Send you updates, promotional offers, and other marketing communications (you can opt out at any time).
- Comply with legal and regulatory requirements.
3. How We Protect Your Information
We are committed to ensuring that your information is secure. We use appropriate technical, administrative, and physical safeguards to protect your data against unauthorized access, alteration, disclosure, or destruction.
We use encryption, secure servers, and restricted access to ensure that your information remains safe throughout your interaction with us.
4. Sharing Your Information
We do not sell, rent, or trade your personal information to third parties. We may share your information with:
- Lending Partners: Banks, NBFCs, and financial institutions that process your loan application.
- Service Providers: Third-party service providers who help us with business operations, such as payment processors or email marketing platforms, under strict confidentiality agreements.
- Legal Compliance: Government authorities or regulators if required by law to comply with legal obligations.
5. Your Rights
You have the right to:
- Access the personal information we hold about you.
- Request correction of any inaccuracies in your information.
- Request deletion of your personal information where applicable.
- Opt-out of receiving marketing communications.
To exercise your rights, please contact us at [Insert Contact Information].
6. Data Retention
We will retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law. When your data is no longer needed, we will securely delete or anonymize it.
7. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review their privacy policies before providing any personal information.
8. Updates to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the new Privacy Policy on our website. Please review this page periodically for updates.
9. Contact Us
If you have any questions or concerns regarding this Privacy Policy or how we handle your personal information, please contact us at:
Urban Money
[Email Address]
[Phone Number]
1st Floor, Tower A, M3M Urbana Business Park, Sector 67, near M3M Urbana, Gurugram, Haryana 122001
By using our website or services, you agree to the terms of this Privacy Policy.