Welcome to Urban Money! By accessing or using our website, you agree to be bound by the following Terms and Conditions. Please read them carefully before using our services. If you do not agree to these terms, please do not use our website or services.
1. Use of Website
- The content provided on this website is for informational purposes only. We reserve the right to change or update any content, features, or services without prior notice.
- By using this website, you agree to comply with all applicable laws and regulations. You must not misuse our services, including using our website for any illegal activities or unauthorized access to any portion of the site.
2. Eligibility for Services
- By submitting your information on our website, you confirm that you are at least 18 years of age and legally capable of entering into binding agreements.
- Our loan services are subject to eligibility criteria as determined by our lending partners (banks, NBFCs). Submission of an application does not guarantee loan approval.
3. Loan Application Process
- The information you provide during the loan application process must be accurate and complete. Any false or misleading information may result in the rejection of your loan application.
- Loan approval and disbursal times may vary depending on the documentation provided, the loan product chosen, and the financial institution involved.
- We are not responsible for delays caused by incomplete or inaccurate information provided by the user.
4. Limitation of Liability
- [Your Company Name] acts as a facilitator between users and lenders. We do not guarantee loan approval, interest rates, or specific terms offered by any lender.
- While we strive to ensure the accuracy of the information on our website, we make no guarantees about the reliability, completeness, or timeliness of any content. You acknowledge that the use of our website is at your own risk.
- Under no circumstances shall [Your Company Name], its officers, directors, or employees be liable for any indirect, incidental, special, or consequential damages arising from your use of the website or services.
5. Fees and Charges
- Urban Money does not charge users any upfront fees for using our services. However, third-party lending institutions may have their own fees, which will be disclosed during the loan process.
- You are responsible for any fees or charges imposed by the lender, including processing fees, interest rates, late payment penalties, or any other applicable fees.
6. Intellectual Property
- All content on this website, including text, images, logos, and design elements, is the intellectual property of [Your Company Name], unless otherwise stated.
- You may not reproduce, distribute, modify, or use any part of this website’s content without prior written permission from [Your Company Name].
7. Third-Party Links
- Our website may contain links to third-party websites. These links are provided for convenience and do not imply endorsement of the content or services offered by those sites.
- We are not responsible for the content, privacy practices, or services of third-party websites, and we encourage you to review their terms and conditions before using their services.
8. Privacy Policy
Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using our services, you agree to the terms of our Privacy Policy.
9. Termination
We reserve the right to terminate or suspend access to our services at any time, without prior notice, for conduct that we deem violates these Terms and Conditions or is harmful to our business.
10. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of [Your Country/State], and you agree to submit to the exclusive jurisdiction of the courts in [Your Country/State] for the resolution of any disputes.
11. Changes to Terms and Conditions
We may modify or update these Terms and Conditions from time to time without prior notice. Any changes will be posted on this page, and continued use of the website constitutes your acceptance of the updated terms.
12. Contact Information
If you have any questions or concerns about these Terms and Conditions, please contact us at:
[Your Company Name]
[Email Address]
[Phone Number]
1st Floor, Tower A, M3M Urbana Business Park, Sector 67, near M3M Urbana, Gurugram, Haryana 122001
By using this website, you agree to abide by these Terms and Conditions.